Ask someone what they spend on subscriptions and they'll say “maybe $50 a month.” Pull up their statements and it's often $120+. That's subscription creep — $15 here, $9.99 there, annual plans you forgot renewed.
What people forget
- Annual plans divided mentally by 12 wrong
- Free trials that converted
- App Store / Google Play subs buried in phone settings
- “Family” plans you still pay after kids left
- Storage upgrades (iCloud, Google One, Dropbox)
The 2-minute audit
Our free Save Money on Subscriptions tool adds up monthly costs and shows the yearly shock number — plus how many hours of work that is at $25/hr. Your list stays on this device.
While you're at it, paste weird “your subscription failed, update card” texts into ScamCheck — renewal scams are huge in 2026.
If you’re deciding what free cash flow is actually for (emergency fund vs. debt vs. house), pair this audit with live-ish mortgage and Treasury rates on Finance — free, no signup.